Consumers were able to manage their finances with powerful tools that had previously been available only to financial professionals.
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Personal finance software was as ubiquitous as the software that helped users get online for the first time, often coming in a software bundle accompanying new computers. And, in the mid-to-late ‘90s, home computing software - often installed via CD-ROM - was seemingly everywhere. The number of households with home computers increased from 15% to 35% between 19. If elementary students in the year 2097 were to open a time capsule to learn what life had been like a century before, they would likely find an AOL CD-ROM sitting atop the capsule’s contents. And, with its multicurrency mechanism, Moneydance is particularly useful for customers dealing with multiple foreign accounts or cryptocurrency.
While many personal finance applications utilize a third party to interface with banks, the Moneydance software interacts directly with financial institutions to ensure vital information remains with the customer. The software boasts a robust set of features, including online banking, bill payment, account management, and investment tracking. In a Nutshell: Moneydance was among the first competitors to the biggest names in personal finance software, providing tools for complete financial management while maintaining a focus on privacy and the user experience.
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